Attention homeowners in Charlotte and Mecklenburg, Iredell, Gaston, Cabarrus, Lincoln County: Need an appraisal?Here are the top 7 reasons North Carolina homeowners call on The Affordable Appraisal Store L.L.C.:
We at The Affordable Appraisal Store L.L.C. understand the particular needs of a homeowner in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. But as a general consumer, we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis. Pre-listing Services/For Sale by Owner (FSBO)Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value judgement than yours.Challenge a property tax assessmentYour local tax assessor may have your house overvalued if you live in a local area that is declining or is not appreciating as much as other homes close by. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting a professional appraisal from The Affordable Appraisal Store L.L.C. is your #1 weapon.Appraisals to cancel PMIGetting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to cut costs for homeowners. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. The Affordable Appraisal Store L.L.C. is qualified in helping homeowners just like you get rid of unneeded and unwanted PMI insurance.HELOC recently frozen?Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can be unsuitable from a cash flow viewpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. The Affordable Appraisal Store L.L.C. can help you reinstate your HELOC.Field and Desktop Appraisal Review ServicesDo you need an expert to double-check your appraisal for verity, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? The Affordable Appraisal Store L.L.C. offers field reviews where we'll go out and check the subject and comparables. If you need it ASAP, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your property. |
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