The Affordable Appraisal Store L.L.C. in Charlotte do appraisals for numerous purposesTo many, an appraisal is simply one more thing on the settlement sheet for a mortgage or refinance. While there are a budding number of automated home valuation processes that might seem cheaper than an appraisal, almost all lenders still call for a local expert because the stakes are incredibly high. You might assume that obtaining a mortgage is the only reason you should get an appraisal, but there are more instances when the services of a certified, independent real estate professional could be beneficial.
Appeal your tax assessment in Mecklenburg, Iredell, Gaston, Cabarrus, Lincoln CountyIt's probable you're paying too much in property taxes if you live in an area where property values have depreciated. Ad Valorem taxes are based upon a past assessment of your real estate, so if values are less than what they used to be in your neighborhood, you can appeal your assessment and save money. An appraisal from The Affordable Appraisal Store L.L.C. is your best evidence when building your case. At The Affordable Appraisal Store L.L.C.,we can assist you in disputing your tax assessment.The Affordable Appraisal Store L.L.C. can help you get rid of PMI to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is an extra insurance plan that many lenders ask home owners to buy when the amount being loaned to the homeowner is more than 80% of the actual value of the real estate. This added payment is often bundled into the monthly mortgage payment and is promptly forgotten. This is unfortunate because PMI is no longer required when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met.If you'd like to eliminate PMI, The Affordable Appraisal Store L.L.C. can produce a statement regarding the value of your home. The cost of the appraisal can generally be regained in a short amount of time because you'll no longer be paying the PMI. Divorce settlement with less stressA divorce can be a particularly daunting experience for both parties, and it is often further complicated by the difficult decision of who keeps the house. Regardless of the circumstances, it's wise to order an appraisal from The Affordable Appraisal Store L.L.C. so both parties are fully aware of the true market value of their house.The parties will have a a good idea of what price to set, if they need to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation. Accurate and fair estate liquidation with The Affordable Appraisal Store L.L.C.Settling an estateThe loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion.Most Americans do not have dedicated estate planners or executors to take care of these affairs, unlike wealthy individuals. A home or other property often makes up an uneven share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received a fair deal. The Affordable Appraisal Store L.L.C. can assist you in relocating to or from Mecklenburg, Iredell, Gaston, Cabarrus, Lincoln CountyMoving due to a job change is a real pain. We know where you're coming from. We take great care in setting up a convenient appointment time for the appraisal inspection. During our thorough process, we recommend employees that are moving to provide feedback on the positive attributes of their property, as well as information about any new sales or listings in their neighborhood that they want considered.Let The Affordable Appraisal Store L.L.C. help you sell your home quickly at the right priceA professional appraisal will help you make a more informed decision when determining your asking price, whether you decide to sell your home on your own or use the assistance of a real estate agent. Separate from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't contingent upon the value we come up with, but rather they are calculated on our efforts to finish the appraisal.We examine the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homes stay on the market. So, getting a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time. |
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